-m, --create-home
The user's home directory will be created if it does not exist. The files contained in SKEL_DIR will be copied to the
home directory if the -k option is used, otherwise the files contained in /etc/skel will be used instead. Any
directories contained in SKEL_DIR or /etc/skel will be created in the user's home directory as well. The -k option is
only valid in conjunction with the -m option. The default is to not create the directory and to not copy any files.